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Registering and insuring a motorhome in Spain: guide for residents

Paar Mitte sechzig steht mit einer geöffneten Dokumentenmappe an der offenen Tür seines weißen Wohnmobils an der spanischen Küste

29 min read

The motorhome is parked outside your home in Adeje, Los Llanos or La Marina, and it still has foreign registration plates. For the first few months, nothing seems to happen. You use it for shopping, take a spring trip through Andalusia and perhaps drive back to your previous country in summer. Then someone asks when you are going to register it in Spain, and you realise that clear answers are surprisingly hard to find.

The answer is found mainly in Spanish tax law rather than the Highway Code, and it does not simply depend on how long the vehicle has physically been in Spain. What matters is where you are resident. Once that changes, a deadline may already be running while you are still deciding what to do.

This guide takes you through the whole process: the registration deadline, registration tax and the relocation exemption, ITV inspections and insurance. The legal figures are linked to their official sources so you can check them yourself. We also explain what happens to a claims or no-claims history from another country, including the important difference between records from an EU Member State and those from the UK or another non-EU country.

The essentials at a glance

  • If you are resident in Spain, your vehicle may need to be registered here. Your residence is the key issue, not simply how long the motorhome has been parked in Spain.
  • The standard deadline is 30 days from the start of use in Spain. It extends to 60 days only when the relocation exemption from registration tax actually applies.
  • The relocation exemption is subject to five conditions, including twelve months of residence outside Spain before the move and six months of prior use of the vehicle. A twelve-month restriction on disposal after registration also applies.
  • Without the exemption, many motorhomes fall into the highest registration-tax band: 13.75% in the Canary Islands, 14.75% at the mainland base rate and 16% in the Balearic Islands.
  • A motorhome classified as such can be exempt from ITV for its first four years and then inspected every two years. A van classified as furgón vivienda, by contrast, is generally inspected annually until ten years old.
  • A van converted abroad before Spanish registration is generally a registration/homologation issue, not a post-registration modification issue. Getting the order wrong can make the process much harder and more expensive.
  • For claims-history statements from another EU Member State, Spanish insurers may not discriminate because of nationality or simply because the statement comes from another Member State. For UK and other non-EU histories, recognition depends more heavily on the insurer’s underwriting rules.
  • The DGT registration fee is €99.77 (tasa 1.1). ITV, registration tax and your municipality’s vehicle tax may also apply.

When Spain expects you to register your motorhome

The obligation to register a vehicle in Spain is not based only on road-traffic rules. The First Additional Provision of Ley 38/1992 provides that vehicles intended to be used in Spanish territory by people resident in Spain must be definitively registered in Spain.

This catches many new residents by surprise. The practical point is that the decisive question is not how many months per year the motorhome is physically in Spain or how often you take it back to your previous country. The key issue is whether you are resident here. Once you are, the vehicle may fall within the Spanish registration rules.

The deadline appears in Article 65(1)(d) of the same law and works in two stages.

30 days
standard period from the start of use in Spain
60 days
only when the relocation exemption actually applies
137,000
motorhomes in Spain, compared with just over 48,000 in 2015

The 60-day rule is where many cases go wrong. It is not a general moving-to-Spain grace period. The law expressly links the longer period to the exemption in Article 66(1)(n). If one of the conditions in the next section is not met, you can lose both the tax exemption and the benefit of the longer deadline.

The deadline does not necessarily start on the day you register as residentThe period runs from the start of use in Spain, not simply from the date you register on the padrón or from the date shown on a residence certificate. If the motorhome arrives in March and your residence formalities are completed in June, it is worth discussing the chronology in advance with a gestoría or with us rather than trying to explain it after the event.

The relocation exemption and its five conditions

If you transfer your normal residence from another country to Spain, you may be able to register your vehicle without paying Spanish registration tax. This is often the most financially important rule in the whole process because it can make a four- or five-figure difference. The law attaches five conditions to the exemption, and they must be considered together rather than as alternatives.

Before the move
Twelve and six months

Your previous situation has to fit

  • Condition 1: at least twelve continuous months of normal residence outside Spain before the move.
  • Condition 3: the vehicle must have been used at the former residence for at least six months before leaving it.
When the vehicle was acquired
Normal taxation

No special tax advantage in the country of origin

  • Condition 2: it must have been acquired or imported in the country of origin under normal tax conditions.
  • No exemption or refund should have been obtained when it was exported.
At registration
60 days

The application must be made in time

  • Condition 4: registration must be requested within the period in Article 65(1)(d).
  • The exemption is declared using modelo 06.
Afterwards
Twelve months

The restriction that is often overlooked

  • Condition 5: the vehicle must not be transferred during the twelve months after registration.
  • If this rule is breached, the tax can become payable by reference to the date of the breach.

A useful detail in the wording of the law is often misreported. Article 66(2) lists the exemptions requiring prior recognition by the tax authority: paragraphs a, b, c, d, f, g, h, k, m and ñ. Paragraph n, the relocation exemption, is not in that list. According to the wording of the provision, the remaining cases are dealt with by declaration to the tax authority.

The relocation exemption does not have to be approved in advance, but you do have to declare it and be able to prove that you meet the conditions.

That reduces one administrative hurdle but makes the documents more important. If you cannot clearly prove the twelve months of residence abroad and six months of prior vehicle use, the problem may be much harder to solve later.

Older couple reviewing documents beside a white motorhome on a Spanish coastal road
The registration process is often decided by the paperwork, not the vehicle itself. The twelve months of residence and six months of prior use need to be documented.

What you pay if the exemption does not apply

If the exemption does not apply because, for example, you bought the vehicle only shortly before moving or have already been resident in Spain for some time, registration tax may be due. Depending on the circumstances, VAT may also be relevant, and the municipal vehicle tax must also be considered.

Registration tax and why many motorhomes fall into the highest band

The Impuesto Especial sobre Determinados Medios de Transporte is linked to CO2 emissions. Article 70 of Ley 38/1992 places several groups in the highest band, epígrafe 4. Motorhomes can fall there because they have official CO2 emissions of 200 g/km or more, because an emissions figure should exist but cannot be evidenced, or because they are certain N2 or N3 vehicles adapted as living accommodation.

The second category is an easy one to miss. On multi-stage vehicles, the official CO2 figure is sometimes absent from the documents. If it cannot be evidenced, the result can be the highest band rather than an intermediate rate.

The State sets the base rates, while the Comunidades Autónomas may increase them by up to 15% under Article 51 of Ley 22/2009. Several regions do so. The following figures reflect the Spanish Tax Agency table as at August 2026.

Where you registerRate in epígrafe 4Note
Canary Islands13.75%separate base rate, no increase
Mainland, base rate14.75%Andalusia expressly confirms this rate
Cantabria15.00%increased rate
Murcia15.90%increased rate
Balearic Islands, Catalonia, Valencia, Asturias16.00%highest rate in Spain
Ceuta and Melilla0%separate tax territory

For a used vehicle, Article 69 bases the tax on market value at the time the tax becomes chargeable. For vehicles previously registered abroad, that market value is adjusted for the residual portion of indirect taxes that would have applied on a Spanish first registration when new. Published average sale prices may be used to determine market value. In other words, the purchase price on your foreign sales contract is not automatically the figure used for the calculation.

Worked example: the same motorhome, two locationsAssume that a used motorhome has a taxable value of €38,000 after the relevant adjustment for residual indirect taxes. This is a worked example using assumed figures, not an individual client case.

In Tenerife or La Palma, 13.75% would be approximately €5,225. In Mallorca, 16% would be approximately €6,080. The difference of around €855 comes solely from the place of registration. If the relocation exemption applies, the registration-tax amount in both examples is zero.

That is why it is worth checking the exemption before paying the first tax bill rather than afterwards.

VAT: when a vehicle is still considered new for tax purposes

If you bring a vehicle from another EU country, VAT treatment depends in part on whether it is still considered new for tax purposes. Article 13 of Ley 37/1992 gives two tests: delivery takes place less than six months after first entry into service, or the vehicle has travelled no more than 6,000 kilometres.

The important word in the Spanish text is cualquiera: either test is enough. The vehicle is only outside that definition once both thresholds have been exceeded. A six-month-old motorhome with 4,000 kilometres can therefore still be treated as new for VAT purposes.

Your municipality’s vehicle tax

The Impuesto sobre Vehículos de Tracción Mecánica is a municipal tax. Article 95 of the law on local finances sets base amounts and allows municipalities to apply a coefficient of up to two. The coefficient may differ by vehicle class and tax band.

The legislation does not provide a single dedicated rate line for every motorhome. The applicable class depends on the vehicle’s classification and your municipality’s ordenanza fiscal. That is why we do not give one universal figure here: the binding amount is the rate set by the municipality where you are registered. In any event, the DGT requires evidence of payment or exemption before completing registration.

The process, step by step

The DGT registration service sets out the requirements and documents in detail. The order matters because each stage normally produces evidence needed for the next one.

  • Step 1: Confirm your residence status. Your NIE and evidence of residence form the basis for the rest of the process, including the relocation exemption.
  • Step 2: Obtain the technical card through an ITV station. The vehicle needs an electronic ficha ITV. For EU vehicles, the manufacturer’s certificate of conformity is commonly part of the technical documentation.
  • Step 3: Deal with registration tax. Modelo 576 is used where tax is paid, modelo 06 for non-liability or exemptions such as the relocation case, and modelo 05 for cases requiring prior recognition. Trailers are excluded from this registration tax.
  • Step 4: Pay the municipal vehicle tax. Evidence of payment or exemption forms part of the registration documentation.
  • Step 5: Pay the fee and apply for registration. The tasa 1.1 for issuing the registration certificate is €99.77 according to the Ministry of the Interior fee schedule. A later change of keeper costs €55.70.
  • Step 6: Fit the Spanish number plates and arrange the policy. Once the vehicle has its Spanish registration, the insurance can be set up against the Spanish vehicle details.

For a used vehicle coming from the EU, the DGT also requires the original vehicle documents, the technical card issued through ITV and the purchase contract or invoice, depending on how the vehicle was acquired. If you bought privately, check the documentary requirements early rather than at the DGT counter.

Steps 1 to 5 are relevant to many vehicles brought into Spain. For broader driving issues, including licences and rules affecting residents, our guide to driving in Spain with a UK licence is useful for British residents, while our car insurance in Spain page explains the insurance side. From here on, this guide focuses on what is different for motorhomes and converted vans.

Motorhome or converted van: why the classification changes ITV frequency

This is where two vehicles that look very similar can be treated very differently. What matters is not what the vehicle looks like or what you call it, but the classification shown on the Spanish ficha técnica.

Autocaravana, class M 4 years exempt

A vehicle homologated as a motorhome by the manufacturer or bodybuilder. Under the ITV rules: exempt up to four years old, then every two years, and annually from ten years. Where appropriately homologated, the relevant speed limits are those applicable to the corresponding passenger-vehicle category.

Furgón vivienda, class N annual

A van classified as living accommodation. Under the applicable interpretation, inspection is annual until ten years old and then every six months. Over the first ten years, that can mean ten inspections for the converted van compared with four for a motorhome in class M.

Caravan, class O2 6 years exempt

A towed caravan. It is exempt from ITV for the first six years and then inspected every two years. According to the DGT, light trailers below 750 kg maximum authorised mass do not need their own registration plate or separate compulsory insurance, although the towing vehicle must of course be insured.

Older vehicles may also qualify for historic-vehicle status. The revised rules have simplified parts of that process and can affect inspection intervals and costs. We summarise the changes in our guide to the new historic-vehicle regulation in Spain.

The Ministry of the Interior expressly compared the inspection periods for motorhomes and converted vans on 16 March 2026 when discussing the new Instrucción PROT 2026/04. The underlying rules are found in the 2017 ITV regulation.

Be careful with headlines about ITVSince spring 2026, some headlines have suggested that motorhomes in Spain must undergo ITV every six months. That confuses the rules with the line applying to certain heavy goods vehicles and trailers. For a typical class M1 motorhome, the regulation provides an exemption up to four years old, inspections every two years after that and annual inspections from ten years.

Self-converted abroad? The order matters

Many residents do not bring a factory-built motorhome. They bring a van that was converted in the UK, another EU country or elsewhere before the move. In Spain, the timing of that conversion matters. If the homologation route is handled in the wrong order, you can end up with a vehicle that cannot complete the ITV or registration process as expected.

Real Decreto 866/2010 governs modifications made after definitive registration in Spain. Article 2(2) states that the regulation does not apply to vehicles before definitive registration and that changes made before that point must either be covered by type approval or dealt with through the individual-approval procedure. Those routes are set out in Real Decreto 750/2010 and form part of the route to registration.

In practical terms, a conversion completed abroad before Spanish registration is not simply a Spanish post-registration reforma case. It needs to be addressed in the homologation process before the vehicle receives Spanish registration. Registering first and trying to regularise the pre-existing conversion afterwards can mean having to repeat part of the process.

This also affects insurance. If the conversion is not correctly reflected in the vehicle documents, an insurer may dispute whether the full living-area value is part of the insured vehicle. The answer for your policy is in the condiciones particulares, so check this before relying on the cover.

Your previous no-claims history: what can carry over

This is one of the most frustrating parts of moving a vehicle policy to Spain because people often expect their previous no-claims percentage or bonus scale to transfer automatically. It does not work like that. Spain does not have one statutory no-claims ladder that every insurer must apply in the same way.

Article 2(7) of the Spanish compulsory motor insurance law establishes important rules around claims-history statements. For records coming from another EU Member State, the harmonised framework is particularly relevant. For a UK or other non-EU policy, ask your previous insurer for a formal claims-history or no-claims letter, but expect Spanish insurers to have their own acceptance rules.

What the rules provideWhat it means in practice
Claims-history statement
covering the previous five insurance years
Within the EU framework, the statement is designed to give a standard record of claims or claims-free history. Request it before cancelling the old policy whenever possible. UK and other non-EU insurers can also issue equivalent no-claims documentation, but Spanish acceptance is insurer-specific.
Non-discrimination for EU statementsWhen a Spanish insurer takes such statements into account, it may not apply a surcharge or reduction based on nationality or treat the document less favourably simply because it comes from another EU Member State.
Published insurer policyInsurers that take claims-history statements into account must publish a general overview of how they do so. That lets you compare how different companies approach prior insurance experience.

The important limitation is that the law does not guarantee a particular premium discount. An insurer can have its own rating model and may give more or less weight to previous claims-free years. The protection is about fair treatment of qualifying records, not a guaranteed percentage discount.

Your old no-claims percentage does not simply move to Spain. Your documented claims history can still be valuable, but how much value an insurer gives it depends on the company and, for non-EU records such as UK histories, on its own underwriting rules.

In practice, request your claims-history or no-claims letter before cancelling the previous contract, make sure the document clearly identifies the policyholder and period covered, and compare insurers rather than assuming thirty claim-free years will automatically produce the cheapest Spanish premium. The difference between companies can be substantial, which is one of the reasons an independent insurance broker in Spain can add value.

White motorhome parked on the Spanish coast while an older couple talks beside it
Compulsory liability cover follows the vehicle across the European Economic Area under the statutory framework. Comprehensive damage, assistance and other optional cover need to be checked separately.

What compulsory motor insurance covers

Spanish compulsory motor liability insurance has high statutory limits. For a motorhome, the territorial element is just as important as the amounts.

FeatureWhat the law provides
Bodily injury€70,000,000 per claim, regardless of the number of victims
Property damage€15,000,000 per claim
Territorial scopethe whole European Economic Area for one premium, including any type of stay in another Member State during the policy period

For motorhome owners, the last point is especially useful. The statutory compulsory cover does not impose a simple weekly or monthly limit on stays in another EEA state. A three-month trip through France, Italy and Scandinavia is therefore not, by itself, outside the statutory territorial wording. Always check whether your individual policy adds notification requirements or conditions beyond the statutory minimum.

This applies to compulsory liability cover. Comprehensive damage, roadside assistance, legal expenses and other optional benefits are governed by the policy conditions, where territorial or time limits are common. Check exactly how long each optional section remains valid abroad.

What a motorhome policy may not cover

A motorhome is both a vehicle and living accommodation. Standard motor policies are designed first and foremost for the vehicle. That can leave gaps around the habitation area. The points below are therefore a checklist for your own policy, not a claim that every Spanish insurer excludes the same things.

  • The habitation conversion itself. Is it insured as part of the vehicle, or has the insurer valued only the base vehicle? This is the first question for an aftermarket conversion.
  • Contents. Clothing, bicycles, electronics and camping equipment. Are they included under the motor policy, under a seguro de hogar, or not covered at all?
  • Awning, canopy and solar panels. Fitted equipment, especially when extended or in use, can become a point of dispute after storm damage.
  • Water damage inside the habitation area. Leaks and damp are often treated differently from sudden accidental damage.
  • Damage while parked. Motorhomes spend long periods stationary. Hail, theft, animal damage and the permitted storage location should all be checked in the wording.
  • Gas installation and inspection requirements. Some policy conditions link cover to maintenance or safety checks. Missing evidence can create problems after a claim.
  • Drivers and use. Renting the vehicle to third parties, even occasionally through a platform, will generally require appropriate commercial or specialist cover rather than an ordinary private policy.

One Spanish concept to know is the regla proporcional: where an insured value is declared too low, a claim may be reduced proportionately in relevant circumstances. On a motorhome where the conversion represents a substantial part of the total value, this can matter. Your actual cover is determined by the condiciones particulares and the rest of your policy wording.

Parking, sleeping overnight and camping

This part is not primarily about insurance, but it causes many practical problems. The DGT distinguishes parking from camping. A motorhome is parked when it occupies a permitted parking space without extending beyond the marked area and complies with any time limit. Camping, by contrast, is restricted to areas intended for it, such as campsites or authorised motorhome areas, subject to the rules of the relevant Comunidad Autónoma.

Municipal rules also matter. In its communication of 16 March 2026, the Ministry of the Interior referred to a judgment of the Tribunal Supremo dated 13 March 2018 confirming that a municipality may use its traffic regulations to limit parking periods and restrict camping by caravans and motorhomes within the municipality, except in authorised areas.

In practice, ordinary parking starts from the same basic rules as for other vehicles, but local regulations can impose additional restrictions. The newer traffic-sign catalogue also includes sign S-128 for waste-water disposal points for caravans and motorhomes. Several regions, including Navarra, Extremadura and Madrid, now regulate motorhome reception areas as a distinct type of tourist accommodation.

Your previous insurance market and Spain

Your previous country

No-claims systems vary

In the UK and many other markets, drivers are used to a named no-claims discount, bonus scale or claims-free record that can be recognised by another insurer. The exact system, proof required and transfer rules vary by country and company.

Spain

The history is evidence, not a universal discount band

There is no single statutory no-claims percentage that every insurer must use. Companies decide how much weight to give previous insurance history. ITV frequency is also driven by the Spanish vehicle classification shown in the technical documentation and can be much more frequent for a converted van than for a class M motorhome.

For an English-speaking resident, the useful question is therefore not “what percentage of my old discount transfers?” but “which Spanish insurer will recognise my documented history, and on what terms?” For EU records there are specific non-discrimination protections. For UK and other non-EU records, insurer selection is even more important because recognition is based on each company’s underwriting approach.

Six common mistakes

1

!The 60 days are treated as a general relocation period. They apply only when the relocation exemption itself applies.
Check all five conditions first, then calculate the deadline. If the exemption fails, the standard period is 30 days.

2

!The motorhome is bought shortly before the move because it seems ideal for Spain, leaving less than six months of prior use at the old residence.
If the exemption matters, check the six-month prior-use requirement before buying or moving. Buying in Spain may sometimes be simpler.

3

!A vehicle registered under the exemption is sold within the first year, even informally to a friend.
Record the twelve-month disposal restriction in your calendar. Breaching it can trigger the tax.

4

!A conversion completed abroad is presented after Spanish registration as though it were a new post-registration modification.
Changes made before Spanish first registration belong in the type-approval or individual-approval route, not the later modification procedure.

5

!The previous foreign policy is cancelled before a formal claims-history or no-claims document is requested.
Request the document first. If the previous policy is from the UK or another non-EU market, ask for as much formal detail as possible because Spanish recognition varies by insurer.

6

!Comprehensive cover is assumed to include the whole motorhome even though only the base vehicle has been valued.
Have the conversion, permanently fitted equipment and contents considered separately and check the values in the condiciones particulares.

PDF

Motorhome in Spain: registration-to-policy checklist

Download our two-page checklist covering registration deadlines, tax, ITV, previous no-claims history and key insurance checkpoints for motorhome owners in Spain.

Download the checklist (PDF)

Frequently asked questions

How long can I drive a foreign-registered motorhome in Spain?

If you are not resident in Spain, different temporary-use rules may apply. Once you are resident and the vehicle is intended for use here, the First Additional Provision of Ley 38/1992 brings Spanish registration into play. The standard period is 30 days from the start of use in Spain and can extend to 60 days when the relocation exemption applies. The key issue is residence, not simply how long the vehicle has been parked in Spain.

Do I have to pay registration tax when I bring my motorhome to Spain?

Not if you qualify for the relocation exemption. The exemption requires the relevant conditions to be met together, including at least twelve continuous months of residence outside Spain before the move, normal taxation of the vehicle in the country of origin, at least six months of prior use, a registration application within the applicable period and no transfer of the vehicle during the following twelve months. If a condition is not met, registration tax may become payable.

Do I have to obtain approval for the relocation exemption in advance?

Article 66(2) of Ley 38/1992 lists the exemptions requiring prior recognition by the tax authority, and the relocation exemption in paragraph n is not included in that list. In practice it is declared using modelo 06, but you must be able to prove that all the conditions are satisfied.

How much is registration tax on a motorhome in Spain?

Many motorhomes fall into the highest band, either because official CO2 emissions are 200 g/km or more or because a required official CO2 value cannot be evidenced. The rate is then 13.75% in the Canary Islands and 14.75% at the mainland base rate. Cantabria applies 15%, Murcia 15.9%, and the Balearic Islands, Catalonia, Valencia and Asturias 16%. For a used vehicle, the taxable basis is generally linked to market value with the relevant adjustment for residual indirect taxes.

How often does a motorhome need an ITV in Spain?

It depends on the vehicle class shown on the ficha técnica. A class M vehicle homologated as an autocaravana is exempt up to four years old, then inspected every two years and annually from ten years. A class N furgón vivienda is generally inspected annually until ten years and then every six months. A towed class O2 caravan is exempt up to six years and then inspected every two years.

Will my foreign no-claims history be recognised in Spain?

Your previous percentage or bonus scale does not automatically transfer because Spain does not have one statutory no-claims ladder used by every insurer. A claims-history statement from another EU Member State benefits from specific rules against nationality-based or Member-State-based discrimination when Spanish insurers take such statements into account. For a UK or other non-EU policy, request a formal no-claims or claims-history letter, but recognition and the amount of premium credit depend on the Spanish insurer.

Does my Spanish policy cover a long motorhome trip through Europe?

For compulsory liability cover, the statutory framework provides cover throughout the European Economic Area for one premium and includes stays in another Member State during the policy period. There is no simple weekly or monthly limit in that statutory wording. Comprehensive damage, assistance and legal-expenses cover are different: their territorial and time limits come from the individual policy conditions.

Is the habitation conversion insured?

There is no universal answer. Some policies treat the conversion as part of the vehicle; others may value only the base vehicle unless fitted equipment is declared. With aftermarket conversions, it is especially important that the vehicle documentation and insured values match the actual vehicle. Your condiciones particulares are decisive, and under-insurance can lead to a proportional reduction in relevant claims.

Can I sleep overnight anywhere in my motorhome in Spain?

Parking and camping are treated differently. A motorhome may be parked where parking is permitted if it remains within the marked space and respects any time restriction. Camping is limited to areas intended or authorised for it under regional and local rules. Municipalities can also restrict parking duration and camping within their territory, so local regulations must be checked.

Does my caravan need its own insurance in Spain?

According to the DGT, trailers below 750 kg maximum authorised mass do not require their own registration plate or separate compulsory insurance, although the towing vehicle must be insured. Above that threshold, the position is different. In either case, damage to the caravan itself and its contents is a separate question from the towing vehicle’s compulsory liability insurance.

Our advice as an independent broker

There are two points in this process where the financial consequences can be significant, and both are decided early. The first is the relocation exemption, which can determine whether a four- or five-figure registration-tax amount is due and depends on facts that cannot always be recreated after the move. The second is insurer selection, because companies differ in how they treat previous insurance history and the value of the habitation conversion.

As an independent insurance broker not tied to a single insurer, we look at both sides together: the deadlines that may apply to you, the documents needed for the exemption, the vehicle class shown in your papers and what that means for ITV, and which insurers will actually take your previous insurance history and conversion value into account. If your existing arrangement is sufficient, we will tell you that too. Advice and claims support are available in English, even where the other party is a Spanish insurer or loss adjuster.

For an overview of liability, comprehensive cover and the process of arranging a Spanish policy, see our page on car insurance in Spain.

We can review your case before the deadline becomes a problemTell us when you became resident in Spain, how long you have owned the vehicle and what classification appears in the papers. We can help you understand whether the relocation exemption may apply, which deadline is relevant and what type of policy fits your motorhome or conversion. No obligation, in English.

Phone: +34 922 94 16 10
Online: Contact C1 Broker

Whether you are in Tenerife, La Palma, Gran Canaria, the Costa Blanca, Mallorca or elsewhere in Spain, we can assist online.

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Note: This guide is for general information and does not replace tax or legal advice or a review of your individual insurance contract. The information on deadlines, tax rates, fees and inspection intervals reflects the position in August 2026 and is based on the linked Spanish legislation and publications from the Dirección General de Tráfico, the Ministry of the Interior and the Agencia Tributaria. Rates set by the Comunidades Autónomas, municipal vehicle taxes and administrative fees can change, and parking and camping rules vary between municipalities. The cover provided by an insurance policy is determined by its wording and condiciones particulares. Claims-history rules also differ depending on whether the previous policy was issued in an EU Member State or a non-EU market such as the UK. Contact us if you would like us to review your case.

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