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Life Insurance in Spain ⭐ Expat & Foreign Residents

C1 BROKER®, International Insurance Brokers, offers you the best life and risk insurance, loan guarantee insurance and mortgage insurance.

life and risk insurance, loan guarantee insurance and mortgage insurance

FIND THE BEST LIFE INSURANCE SOLUTION IN SPAIN

We offer a range of solutions in risk life insurance and mortgage or loan guarantee insurance. We study the policies of the main insurance companies in Spain to advise you on the best guarantees and premiums. Request a specific study for your personal and family protection needs without obligation. We are sure that we will find the right product and much cheaper than if you take it out through the bank.

Why do I need life insurance?

It covers your family’s real expenses when you are unable to do so: children’s studies, debt settlement, medical bills, etc.
In the event of terminal illness, the Insurer will advance you a certain amount depending on what you have taken out, which you can use to treat yourself anywhere in the world or to take that trip that gives you some sense of meaning and comfort in this final phase of your life. 

Online will service, free of charge for clients. The best way to help your loved ones when you pass away.

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Life Insurance: Understanding Death and Disability Coverage

Life insurance provides financial security for you and your loved ones. Here’s a quick breakdown of the key coverage levels:

  • Death Coverage: Pays the insured sum to beneficiaries in case of death, regardless of cause.
  • Accidental Death: Provides an additional payout if death results from an accident.
  • Traffic Accident Death: Extra compensation if the insured dies in a road accident.
  • Permanent and Absolute Disability: Pays out if the insured becomes totally and permanently unable to work.
  • Disability Due to Accident or Traffic Accident: Additional benefits if disability is caused by an accident or traffic incident.

These protections ensure peace of mind and financial stability. Need more details? Contact us today!

Life insurance designed for you and your needs in spain

Life insurance tailored to your financial situation

With C1 BROKER® you will find the type of life insurance you need, allowing your family to maintain their quality of life in the event of any unforeseen event you may suffer and achieving financial security for your retirement.

 

Conventional Risk Life Insurance

Helps you continue to maintain your standard of living in the event of permanent and/or absolute disability or, if you are absent, for your family to maintain their standard of living. It also advances you a percentage of the insured capital in case you are diagnosed with a serious illness. It also offers you free additional services.

 

Life Insurance in Spain for Couples

Did you know that if one spouse dies, the other will receive only 52-70% of what their partner earned as a widow’s or widower’s pension? Discover the advantages of this Life Insurance to ensure the stability of the family.

 

Express Life Insurance

Thanks to this life insurance you will receive the payment of the contracted capital – between 30.000€ and 90.000€ – very quickly and easily in case of death or disability – permanent and/or absolute. Less paperwork and all the protection you need.

 

Life Insurance Loan Guarantee / Financial Protection for your new life in Spain

If you have a mortgage or a loan, make sure no one inherits your debt. The Garantía Préstamos and Protección Financiera life insurance policies take care of any eventuality, death or absolute and permanent disability.

Ask us now for a life insurance simulation!

We have more advantageous solutions than the Banks and with better coverage.

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Take out your life insurance in Spain at the best price

We have to offer you complete and flexible solutions for your life insurance or mortgage guarantee insurance.

Competitive prices and the quality of the best insurance companies.

We compare, study and research for you. You only win.

FAQs – Life Insurance in Spain for Expats & Foreign Residents

Frequently asked questions about life insurance in Spain

Life insurance is not mandatory in Spain, but it is highly recommended to provide financial protection for your family in case of unforeseen events. It can help cover debts, funeral costs, and secure your loved ones’ financial future.

Ask us now for your free no obligation Life Insurance quote!

Yes, as a foreign resident in Spain, you can purchase life insurance. Many insurers offer policies tailored for expats, often in English or other languages for ease of understanding. 

Ask us now for your free no obligation Life Insurance quote!

The main types of life insurance include:

  • Term Life Insurance: Covers you for a specific period, paying out if you pass away within the term.
  • Whole Life Insurance: Provides lifelong coverage with a guaranteed payout.
  • Mortgage Protection Insurance: Designed to cover your mortgage debt if you pass away.

Ask us now for your free no obligation Life Insurance quote!

Not always. Some policies require a medical check-up, while others may only require a health questionnaire. Higher coverage amounts typically involve more medical requirements.

Ask us now for your free no obligation Life Insurance quote!

Beneficiaries receive the payout in a lump sum or structured payments, depending on the policy. Claims typically require submitting a death certificate and relevant documents.

Ask us now for your free no obligation Life Insurance quote!

It means the policy pays a lump sum to your beneficiaries if you pass away, ensuring financial security for your loved ones.

Ask us now for your free no obligation Life Insurance quote!

This provides an additional payout if the insured dies due to an accident, such as a fall or work-related injury. 

Ask us now for your free no obligation Life Insurance quote!

It offers extra compensation if the insured dies as a result of a road accident, ensuring added protection for frequent drivers. Ask us now for your free no obligation Life Insurance quote!

If the insured suffers a disability that prevents them from working in any profession, the policy pays out a lump sum to support medical expenses and living costs. Ask us now for your free no obligation Life Insurance quote!

  • Disability Due to an Accident covers any accident-related disability, whether at home, work, or in daily life.
  • Disability Due to a Traffic Accident specifically applies if the disability results from a road accident.

Ask us now for your free no obligation Life Insurance quote!

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Why you should trust your life insurance in Spain to an Insurance Broker

C1 Broker works for you

Professionals

C1 Broker is a professional insurance brokerage with a highly prepared team with legally imposed professional qualifications, knowledge and skills.

Save Money

C1 Broker's mission is to find you the best house insurance products in Portugal and solutions at affordable prices, with multi-insurance offerings

Claims Management

We work for you in the event of a claim. We ensure that claims are handled correctly and advise you on how to defend yourself.

We defend your interests

An insurance broker is independent and always puts the Customer first, whereas a tied agent defends the interests of the Insurance Companies.

Assistance in your Language

C1 Broker's commitment is to provide assistance, follow-up, and professional advice to our clients. We speak several languages, so that we can offer you correct and responsible advice in your own language.

Choice of Multi Insurance Companies

We collaborate with several insurers, so we are always able to provide the insurance products and contracts best suited to your clients' needs. You always have the possibility to choose the best insurance company, independently, impartially.

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