Personal · Independent · English speaking since 1998
Insurance in Mallorca
Your English speaking insurance broker in Mallorca. We help British residents, expatriates and property owners arrange suitable cover in Spain, with personal advice from Maximilian Binder and Vanessa Hofrichter at our Llucmajor office. Clear support in English and access to policies from a range of insurers.
- Advice in English
- Independent broker since 1998
- Local office in Mallorca
- Claims support in English
Our insurance services in Mallorca
Which insurance do you need?
Private Health Insurance
Faster access to specialists and private hospitals such as Quirónsalud Palmaplanas and Clínica Juaneda, subject to the provider network and policy selected. We compare cover and prices from leading insurers.
Home Insurance
Protect your house, villa, holiday home and belongings against risks such as fire, water damage, storms and theft. Cover is also available for second homes, holiday lets and properties within owners’ communities.
Car Insurance
Third party, comprehensive and other levels of cover for cars, motorcycles and vans. We can also assist with registration, changing vehicle details and moving from a UK policy to insurance in Spain.
Life Insurance
Protect your family, mortgage or business with life cover suited to your circumstances as a resident in Spain, including options for couples and critical illness.
Boat and Yacht Insurance
Cover for boats and yachts around Mallorca, including accidental damage, theft, liability and marine assistance, tailored to the vessel, mooring and use.
Business Insurance
Protect your business in Mallorca against risks such as fire, theft, property damage and liability claims, helping your operations continue when the unexpected happens.
Maximilian Binder &
Vanessa Hofrichter
Your English speaking contacts in Mallorca, Ibiza and Barcelona.
Maximilian Binder and Vanessa Hofrichter offer personal, independent advice on insurance in Spain.
We compare cover from these leading insurers
Insurance in Mallorca: what residents should consider
When you live, drive or own property on an island, price is only part of the decision. From our Llucmajor office, we review medical networks, assistance services, how your property is actually used and cover that works for life in Mallorca.
Healthcare and access to private hospitals
When comparing private health insurance, we check the available medical network in Mallorca, including private hospitals in Palma such as Quirónsalud Palmaplanas, Clínica Juaneda and Clínica Rotger. Access depends on the insurer and policy selected, so we confirm the network before making a recommendation.
Holiday homes and second properties
A main residence has different risks from a villa, a second home left empty for part of the year or a holiday let. We review buildings and contents limits, water damage, theft, liability and specific cover for landlords, including valuable art, jewellery and furnishings where required.
Cars, motorcycles and everyday mobility
For vehicles, we compare third party and comprehensive cover, including roadside assistance from kilometre zero, recovery, glass damage, replacement vehicles and driver protection. We can also help with changing insurer, registering a UK vehicle in Spain and questions about foreign driving licences.
A local office in Llucmajor
You can meet Maximilian Binder and Vanessa Hofrichter at Ronda de Migjorn 2, 07620 Llucmajor, or speak with us by telephone, email or video call. We assist with new policies, renewals, policy changes and claims.
Insurance in Palma, Llucmajor, Santa Ponsa and across Mallorca
Insurance in Palma
In the island’s capital, we help families, professionals and business owners with health, home and car insurance. For private healthcare, we review hospital networks in Palma and options for specialist treatment, including access to English speaking medical professionals where available.
Insurance in Llucmajor
From our Llucmajor office, we advise residents, property owners and businesses across the south of the island. We understand the needs of clients in s’Arenal, coastal residential areas and rural fincas inland.
Insurance in Santa Ponsa and Calvià
Across the southwest, from Santa Ponsa and Portals Nous to Bendinat, we arrange cover for villas, second homes and holiday properties owned by international clients. We pay close attention to liability, assistance and cover for properties occupied for only part of the year.
Insurance in Sóller and western Mallorca
For homes in the Sóller valley, Valldemossa and Deià, we look for suitable buildings cover for older properties and traditional stone fincas, together with appropriate motor cover for driving in the Tramuntana mountains.
Insurance in Alcúdia and Pollença
In the north of the island, we advise on holiday letting, boat insurance for vessels moored in Port d’Alcúdia and Port de Pollença, and health and car cover for residents who live in Mallorca throughout the year.
Insurance in Andratx and Port d’Andratx
Around Andratx, we arrange insurance for high value properties, yachts and boats. We match policy limits, contents cover and marine assistance to the value and actual use of the asset.
Suitable cover in three simple steps
Request advice
Choose the type of insurance you need and briefly explain your circumstances in English, by telephone or through our form.
A personal conversation
Our Llucmajor team usually responds within 24 hours, by telephone, email or in person at our office.
A personalised comparison
You receive a clear, no obligation comparison of suitable policies from a selection of leading insurers, explained in English.
Personal advice in Llucmajor
Mallorca is home to many British residents, expatriates and property owners. If you live here, own a home or drive on the island, you need insurance that reflects Spanish requirements and your day to day life. Policy wording can be difficult to navigate, especially when it is in Spanish, and a local contact matters when you need to make a claim.
C1 Broker supports English speaking clients from our Llucmajor office with personal, independent advice. From your first enquiry through to claims support, Maximilian Binder and Vanessa Hofrichter are your dedicated contacts in Mallorca.
Maximilian Binder & Vanessa Hofrichter
“We help English speaking clients in Mallorca navigate the Spanish insurance system with personal, independent advice in clear English. From the first conversation to a claim, you have dedicated contacts here on the island.”
- Telephone: +34 871 221 049
- Mobile: +34 639 936 074
- Email: [email protected]
- Office: Ronda de Migjorn, 2, 07620 Llucmajor, Mallorca, Illes Balears
- Languages: English, Spanish and German
Local support you can trust
Advice in English
No Spanish is required. We explain cover, terms and conditions clearly in English.
Independent broker
Independent of any single insurer since 1998. We compare suitable options from a range of leading providers.
Personal and local
A permanent office in Llucmajor, with dedicated contacts who know you and understand the island.
Regulated and registered
Registered insurance intermediary supervised by Spain’s DGSFP, registration J-3790.
Insurance in Mallorca: what British residents and expatriates should consider
People moving to Mallorca, or already living on the island, often have the same questions. Which insurance is required, which cover is optional and how does the Spanish system work? Private health insurance can provide faster access to specialists and private hospitals in Palma. Home insurance can protect your property against risks such as fire, water damage and theft, with suitable liability cover if the property is let to holiday guests. Third party motor insurance is compulsory for vehicles in Spain, while boat owners need cover suited to their vessel, mooring and use.
As an independent broker, we consider your circumstances as a whole. We compare options from more than 25 national and international insurers, explain Spanish policy terms in clear English and support you if a claim becomes complicated. Choose the relevant insurance above or request a general consultation. We usually respond within 24 hours.
Frequently asked questions about insurance in Mallorca
What insurance do I need as a resident in Mallorca?
If you live permanently in Mallorca, your needs will depend on your residence status and circumstances. Healthcare may be provided through Spain’s public system or private insurance. Third party motor insurance is compulsory if you own a vehicle. Home insurance is strongly recommended for property owners, while life or boat insurance may also be appropriate. We review your situation with you in English and explain which cover is required and which is optional.
Do you offer advice in English?
Yes. Maximilian Binder and Vanessa Hofrichter provide advice in English, Spanish and German. We explain Spanish policy terms, clarify questions with insurers and remain your dedicated contacts if you need to make a claim. You do not need to speak Spanish.
Where is your office in Mallorca?
Our office is at Ronda de Migjorn 2, 07620 Llucmajor, with convenient access from Palma and the southeast of the island. Call us on +34 871 221 049 or +34 639 936 074, or email [email protected]. In person appointments are available by arrangement.
How quickly will I receive a quote?
Our team usually contacts you within 24 hours of your enquiry. Depending on the type of insurance, we then prepare a no obligation comparison of suitable policies from several providers. Straightforward requests can often be handled on the same or next working day.
Is your advice free and independent?
Your initial consultation and comparison are free and without obligation. As an independent broker, we are not tied to a single insurer. We compare suitable options from several leading providers and recommend cover based on your needs.
Do you insure holiday homes and boats?
Yes. In Mallorca, we arrange cover for main residences, second homes, holiday lets and villas, as well as boats and yachts. The correct cover is especially important for holiday properties and charter use. We review how the property or vessel is actually used and tailor the policy accordingly.
Personal insurance advice in Mallorca
Free consultation in English · We usually respond within 24 hours