C1 Broker - Insurance Broker in Spain Corretores de Seguros Versicherungsmakler
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Health insurance in Spain

At C1 Broker you will find health insurance solutions for you and your family to enjoy your new life in Spain

Private Health Insurance Solutions in Spain

At C1 BROKER ® Insurance Brokers – we are specialists in Private Health Insurance in Spain for Expats and Foreign Residents. If you are interested in taking out  complete health insurance  or a policy to complement  Social Security cover, we are the right partners. We know well the different health insurances in Spain and work only with the best insurance companies: DKV, Sanitas Bupa, Axa Health, Allianz Health, Cigna International, Asisa, Aegon, Caser Salud, Mapfre Salud… to offer you a full range of products at the best prices.

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The outbreak of the coronavirus has been a wake-up call for many of us. For years, we have taken our health for granted, assuming that we will always be able to bounce back from a cold or the flu. However, the pandemic has shown us that our health is fragile and that we need to take care of ourselves. The virus has also highlighted the importance of preventive medicine and maintaining a healthy lifestyle. Going forward, let us remember the lessons we have learned from this health crisis and make sure to always put our health first. 

As a result of the corona crisis, the healthcare system provided by the Social Security in Spain is completely overwhelmed and is unable to fulfil all of the requests for operations, transplants and even basic treatments such as haemodialysis and chemotherapy.

To have health insurance in Spain is important, now more than ever. With the current health situation, it is clear that we need to invest in private health insurance that allows you to take care of your health and get fast access to the best treatments available. Spain has a great private health care system, and with health insurance, you can reach the best hospitals and doctors. Investing in your health is the best decision you can make.

C1 Broker is the right partner to take out your health insurance in Spain. We have a complete portfolio of products, from health insurance with free choice of doctors, to solutions without co-payment for residence / Visa in Spain. Our trusted partners are: DKV, Allianz Health, Cigna, Axa Salud, Sanitas – Bupa, Caser, Aegon, Asisa, Mapfre Salud…

C1 Broker - Spain's leading health insurance specialists

  • Benefit from more than 26 years’ experience.
  • Get expert advice from our health insurance advisors.
  • Let us help you make the best decisions for your health and wellbeing.
  • Enjoy peace of mind knowing that you have the very best advice at hand.
  • We only work with health insurance providers who do not terminate their contracts and offer the highest cover limits on the market.
  • We’re here to help you find the health insurance in Spain that suits your needs. After all, no one deserves cheap insurance that doesn’t cover anything in an emergency!

Health insurance is an integral part of being healthy. No matter what your needs, we’ve got you covered with our complete health range from basic products – that cover treatments at selected centres only requiring low co-payments – up to high coverage policies which provide free choice for doctors worldwide!

Have Questions or Need Help?

Finding the right private medical insurance in Spain and understanding how it works can be complex. We are here to help!

With so many different types of health insurance, it can be hard to know which is the best option for you. Luckily our team is here and will work alongside you throughout this process! Contact us by filling in the health form or call us at +34 922 94 16 10We are at your disposal.

Why Private Medical Insurance in Spain is a Must!

Spain is a beautiful country but the national health care system has been struggling to keep up with demand. Public hospitals are overcrowded and have longer waiting periods to book a simple doctor’s appointment. Just one  example: sometimes you need to wait up to a year to get an appointment with a dermatologist.

Private health insurance is the best way for you and your family to be fully protected against any illness or injury that may come up. With private health insurance in Spain, you’ll be looked after by professionals and treated like an individual. You can even request that a loved one stays nearby during your recovery process.

If you want to stay in Spain for more than 3 months and do not have a European health insurance, you’ll need private health cover. Keep in mind that the Spanish social security system only covers emergencies and even those will be charged to you later.

When you need a doctor’s appointment in Spain, the public health system is not always able to provide fast service.  Some medical specialties may require waiting up to 10 months before you are seen by your physician which can be too long! So, if cost isn’t an issue, then consider getting private insurance in Spain because it will ensure faster treatment for any illness or injury should anything happen.

Also, if you get sick you’ll want to find clinics or doctors in Spain that speak your language. With private medical insurance, you have a freedom of choice when selecting doctors who speak your language so you don’t need to worry about trying unfamiliar terms or vocabulary during emergencies.

Looking for Private Health Insurance in Spain? Get a Quote Today!

Choosing the right Health Insurance in Spain

C1 Broker, insurance broker in Spain, offers a variety of health insurance and policies with different coverage. We work with serious and reliable insurance companies, to offer our clients quality products and suitable cover for each situation. We study hundreds of health insurance products and health plans every year, to always know which is the right solution for each client. Let us advise you.

  • If you are a foreign resident in Spain and do not rely on the public health system through Social Security, we also have full health insurance products so that your health is well covered, both in Spain and in anywhere in the world.
  • In our range of health products, we also include health insurance without co-payment for those who need insurance to apply for residence or Visa in Spain.
  • If your profession or company requires you to travel abroad frequently, we have health insurance that offers unlimited coverage wherever you are.

C1 Broker: we are specialists in private medical insurance and will be happy to counsel you on the most suitable health insurance products in Spain for you and your family. At C1 Broker, we continuously study numerous private medical policies to always offer you the best coverage.

Ask us now for your free no obligation quote!

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Health insurance in Spain: what you need to know in 2022

Private Health insurance is an important part of the process of moving to or living in Spain. At C1 Broker, we’ve got all the information needed for making sure you and your family are well insured. Our team of experts is continuously researching health insurance solutions for expats and foreign residents in Spain. At C1 Broker, our team is formed by professionals who know how important it is that everyone stays healthy and well covered!

Here are some important topics you need to know about health insurance in Spain in 2022

  • Why do you need a health insurance in Spain?
  • The healthcare system in Spain
  • Health Insurance Companies in Spain
  • Crucial elements to consider when choosing a health insurance in Spain
  • What is a co-payment in a Spanish Health Insurance?
  • What is a waiting period in a Spanish Health Insurance?
  • Is private health insurance expensive in Spain?
  • How do health insurances in Spain deal with pre-existing illnesses and medical conditions?

Q&A about Health Insurance in Spain

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As a foreign resident or expat in Spain you certainly need a health insurance. Why? Because it can improve your life quality tremendously:

  1. you don’t need to wait months to get an appointment to see a GP or a specialist;
  2. you can choose doctors or clinics that speak english or your language
  3. in case of hospitalisation, you want to have a loved one by your side and recover in a private room
  4. you want to have access to the best clinics and specialists

These are some of the reasons, but we could list so much more! 

Also, depending on  your nationality or country of origin you might be required to present Health Insurance cover to obtain a residency or a permit to reside during a certain period of time in Spain.

No matter what are the reasons, we, at C1 Broker, can find you the right health insurance solution for you and your family. Get a quote today! 

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There are several Insurance Companies operating in Spain offering health insurance products and health plans. Some companies are “local” companies, others belong to big international groups. We only recommend to take out  your health insurance only with companies with a solid reputation, like:

  • DKV Health Insurance in Spain
  • Allianz Health Insurance in Spain
  • Cigna Global Health Insurance in Spain
  • AXA Health Insurance in Spain
  • Sanitas – Bupa- Health Insurance in Spain
  • Asisa – Health Insurance in Spain
  • Aegon –  Health Insurance in Spain
  • Mapfre Salud –  Health Insurance in Spain 

All of this companies offer different products with several levels of cover, co-payments, reimbursement systems and inpatient and outpatient limits. It’s very important to put your health in the hand of a broker that regularly studies and compares the different health products, to help you choose the right solution.

Looking for a Health Insurance in Spain? Get a quote today!


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To choose a Health insurance in spain is a very important decision that cannot be taken lightly. There are many health insurance companies out there, and choosing the right one can be difficult. It is important to do your research and get advice from someone who is knowledgeable about health insurance in Spain. This will help you make the best decision for your needs. 

Health insurance quotes vary wildly depending on the level of coverage, age, co-payments or reimbursement system, free choice of doctors or clinics or only service through a connected network. To get you an accurate quote, depending on your age and pre-existing illnesses you may have to fill a health questionnaire.

One of the most important details you must pay attention to when taking out a health insurance in Spain, are any clauses giving insurers the right to cancel or increase your rates once you reach a certain age.

At C1 Broker, specialists in health insurance, we compare private health insurance products on your behalf.

Health insurance can be a great way to protect yourself from the unforeseen. Some people might not have any medical needs but want preventative care in case something does happen, while others will use it just like anyone else with active lifestyles who like staying on top of their health! Health insurances come at different levels and prices depending on what you need so make sure that whatever level is best for your situation comes out ahead when choosing an option.

Always remember: if there’s anything about healthcare insurance we’ve learned over these few years then its “buy early save often”.

At C1 Broker, we offer the best solutions to help you find exactly what your needs are with our diverse selection of products from top providers like Cigna, Allianz, Bupa, Axa or DKV…

Ask us now for your free no obligation quote!

Most Health Insurances in Spain have waiting periods. You need to be aware of them when hiring a new policy or changing insurance  company.  In Health insurance, waiting periods are a common requirement. Insurance companies typically require a waiting period before coverage begins.

 During this time, the patient is not covered by the insurance policy. For instance, for most insurance companies in Spain the waiting period for hospitalisation and surgery is 360 days.

In health insurance, waiting periods are a necessary evil. They help to ensure that only those who truly need coverage are enrolling. However, they can also be a huge inconvenience for those who need to start their coverage immediately. At C1 Broker, we understand that and we always look for private medical insurance solutions with the lowest waiting periods. 

If you’re looking for a health insurance specialist in Spain, you can rely on us. We’re experienced and knowledgeable, and we’re passionate about helping our clients find the right coverage. Plus, we’re always here to answer any questions you may have. So don’t hesitate to contact us today. Ask us for quote!

In spanish health insurance, co-payment refers to the amount that the insured person is required to pay out of his own pocket for covered services. This may be a fixed euro amount, or a percentage of the total cost.

Co-payments are often required for certain services. This can include consultations, prescriptions, and other treatments. Co-payments help to cover the cost of care and help to keep overall health care costs down.

If you need a health insurance specialist in Spain, we have a team of dedicated professionals who can help you. C1 Broker has a wealth of experience in the industry, and we’re committed to providing the best possible service to our customers. Ask us for a quote!

Health insurance in Spain is affordable, especially if you compare it with how much people pay for their health care back home. It is important to remember that health insurance is an investment in your health and should be seen as such.

In addition, health insurance in Spain covers preventive medicine, which is always important. If you are looking for health insurance in Spain, it is important to remember that there are many options available and to shop around for the best deal. C1 Broker can help you that, by doing a study and comparison of the health solutions available.

There are a variety of health insurance companies in Spain, and each one offers different coverage options.

As such, it is important to compare different health insurance policies before making a decision. Ultimately, health insurance in Spain is an important way to invest in your health and well-being.

At C1 Broker, we study and compare several private medical insurance products, to offer the best solution for you and your family. Expensive is to choose a health insurance without the proper advice.

There are several options in the Spanish Private Health Insurance market with lower premiums and co-payments with access to a network of doctors and clinics where you don’t need to pay upfront. There are also complete insurances with free choice of doctors that work with a reimbursement system.  

 In general, health insurance in Spain provides good value for money and can give you peace of mind in knowing that you are covered should you ever need to use the healthcare system. Ask us for quote!

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A pre-existing illness or pre-existing medical condition is a term used in health insurance to label an illness for which you have received treatment or diagnosis before you enrolled in a new health policy.

Most Health Insurance companies in Spain review your application for enrolment and if they determine you have a pre-existing condition, they can:

  • deny you coverage
  • deny you coverage related only to that “pre-existing condition”
  • offer full or partial coverage at surcharged rates

Typically, health insurances consider as “pre-existing condition” any chronic medical condition (like diabetes, schizophrenia, etc) or serious illness (like cancer,), or  sports injuries that are chronic or long-term.

At C1 Broker, we work with several insurance companies in Spain and internationally, that have different politics regarding pre-existing medical conditions. According to your medical history, we can recommend you an adequate insurance solution.

Get a quote today! Let C1 Broker, Health Insurance specialist in Spain help you find the right private medical solution for you.

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The maximum age to take out a complete private medical insurance in Spain is 75 years old. There are some insurance companies with a lower limit for some products (60 or 65).

But don’t despair, if you are more than 75 years old, there are some health plans available that allow you to get special discounts and access to private medical consultations at reduced prices.

At C1 Broker we also work with international insurance companies, that have specially designed products to insure people over 75.  The premiums are a bit more pricey, but they can cover hospitalisation, surgery, transplants, medication, etc..

Ask us now for your free no obligation quote!

Ask us for a quote today!

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