Personal · Independent · English-speaking since 1998
Private
Health Insurance
in Mallorca
For English-speaking expats & residents – expert advice in English, comparison of all leading providers, fast access to top private hospitals.
- Advice in English – no Spanish needed
- Independent broker since 1998
- Fast hospital access with no waiting times
- Local team based in Palma
Get a Free Quote
Takes about 3 minutes to complete – we’ll get back to you within 24 hours
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Our Full Range of Cover in Mallorca
All your insurance needs – handled in one place
Three Simple Steps to the Right Policy
Send us your details
Fill in the form in English – it takes about five minutes. The more we know, the better we can match you to the right cover.
We'll be in touch
Our English-speaking team will contact you within 24 hours by phone or email – whichever suits you best.
Your personalised quote
You'll receive a clear, no-obligation comparison of the best policies from Mallorca's top insurers.
Maximilian Binder & Vanessa Hofrichter
Expat insurance specialists based in Mallorca
“We help English-speaking residents navigate the Spanish insurance system – personally, independently, and in your language. Whether you’re just arriving or have lived here for years, you’ll always have a dedicated local contact from day one.”
- Tel: +34 871 221 049
- Mobile: +34 639 936 074
- Email: [email protected]
- Office: Ronda de Migjorn, 2, 07620 Llucmajor, Mallorca, Illes Balears
- Languages: English, German and Spanish
What Clients in Mallorca Say
“After three years without proper insurance, I finally feel secure. Vanessa explained everything in German – and within two weeks the policy was in place.”
Markus K.
Palma · Client since 2025
“This office was recommended to me, and I was genuinely positively surprised and very satisfied with the service. The team is very friendly, highly knowledgeable about insurance, and answered all my questions in an extremely professional manner. Thank you very much!”
Laura Ziegler
Llucmajor · Client since 2024
“I am completely satisfied with the service from C1 Broker. Communication is reliable, responses are fast, and all matters are handled quickly and professionally. A very competent team – absolutely recommended!”
Jonas Bogner
Llucmajor · Client since 2026
How Much Does Private Health Insurance in Mallorca Cost?
Premiums depend on your age, whether you want Spain-only or worldwide cover, your chosen excess, and whether you’re insuring just yourself or a family. As a rough guide: A single person in their mid-forties typically pays between €90 and €180 per month. A family of four can expect to pay between €280 and €450 per month
Most policies include a health declaration. Pre-existing conditions such as high blood pressure or type 2 diabetes don’t automatically mean you’ll be refused – many insurers will offer a loading or an adjusted policy. We’ll walk you through your options.
Single, age 42
DKV Premium · Spain cover · from €119/month
Family of 4, parents aged 38 & 40
Sanitas Más Salud · from €348/month
Partner Clinics in Mallorca
We work directly with all the major private hospitals on the island. Our clients get fast, straightforward access – no Spanish required, no long waits.
Main partner
Hospital Quirónsalud
Palmaplanas
-
Camí dels Reis, 308
07010 Palma de Mallorca - +34 971 918 000
- quironsalud.com
Private clinic
Clínica Juaneda
-
Carrer de Company, 30
07014 Palma de Mallorca - +34 971 280 000
- juaneda.es
Acute & emergency care Clínica
Clínica Rotger
-
C/ Santiago Rusiñol, 9
07012 Palma de Mallorca - +34 971 448 500
- clinicarotger.com
Common Questions From Expats
Do I need Spanish health insurance in addition to my existing health cover?
Anyone registered as a resident in Spain needs appropriate healthcare cover locally, either through the Spanish public healthcare system (Seguridad Social) or through private health insurance. Travel health insurance from another country is generally not sufficient for permanent residents. We can advise you on the most suitable solution for your circumstances.
What if I need treatment before my policy starts?
In the event of an emergency before your policy start date, Spain’s public emergency healthcare services will generally provide treatment. We recommend arranging your insurance to begin as close as possible to your arrival in Mallorca to avoid any gaps in cover.
Can I switch from my current public health insurance system?
Yes. When you move your main residence to Spain and register as a resident, your healthcare arrangements in your previous country may change. Depending on your personal circumstances, you may be entitled to access the Spanish public healthcare system or may need private health insurance. We can guide you through the available options and help you arrange suitable cover in Spain.
Are pre-existing medical conditions an automatic reason for exclusion?
Pre-existing medical conditions are assessed during the application process. Depending on the condition, this may result in an additional premium, a temporary exclusion for certain treatments, or a recommendation for an alternative policy. A blanket exclusion is relatively uncommon and depends on the insurer and the individual circumstances.
How does access to private hospitals in Mallorca work?
With private health insurance, you can access the hospitals, clinics and specialists included in your policy’s approved medical network. In Mallorca, Quirónsalud Palmaplanas, Clínica Juaneda and Clínica Rotger are among the main private healthcare providers, with English-speaking medical professionals often available.
What documents do I need to take out a policy?
To apply, we will usually need your passport or identity document, your NIE or proof of residency status if available, details of any additional people to be insured, and information about your medical history. We guide you through the application process in English and help prepare the necessary documentation.
C1 Broker Mallorca - Visit us in Llucmajor
We Cover the Whole Mallorca Island
Our team serves expats across all areas of Mallorca:
Palma & Surroundings
Palma de Mallorca, Santa Catalina, Portixol, Cala Major, El Terreno, Son Armadams, Son Vida, Bendinat, Illetas, Marratxí, Playa de Palma, Can Pastilla
South-west (Calvià & Andratx)
Santa Ponsa, Palma Nova, Magaluf, Portals Nous, Puerto Portals, Costa d’en Blanes, Paguera, Camp de Mar, Andratx, Port Andratx
South-east
Llucmajor, Campos, Sa Ràpita, Ses Salines, Santanyí, Cala d’Or
North
Alcúdia, Puerto de Alcúdia, Pollensa, Puerto Pollensa
Tramuntana
Sóller, Port de Sóller, Deià, Valldemossa
Centre & East
Inca, Manacor, Porto Cristo, Cala Millor, Sa Coma
Insured and at ease in Mallorca
Free advice in English · Response within 24 hours