House Insurance in Mallorca for Expats
Home Insurance in Mallorca - C1 Broker - we are specialists in insuring your main residence, holiday or tourist rental, villa or apartment in Palma de Mallorca.
HOUSE AND CONTENTS INSURANCE IN MALLORCA
Our property and household insurance specially designed for residents in Mallorca
C1 Broker is an expat and foreign resident specialist insurance broker in Spain. One of our star services is to provide the right home insurance for your property in Mallorca.
We work with leading Insurance Companies in Spain such as Zurich, Allianz, Axa, Liberty, Hiscox, Mapfre, Reale, Caser or Helvetia and more, so you can be sure that the best insurance cover is chosen for your villa or apartment.
Here at C1 Broker, we research and select the best insurance products with each insurance company to provide you with the most suitable option. We will always assist when damage occurs and safeguard your interests. In the event of a renovation with rising premiums, we can offer more affordable options.
We are your team in Mallorca.
If you need help with insurance, We are here for you.”
Vanessa & Maximilian
Colaborador Externo
Quote your House Insurance in Mallorca
Home & Contents Insurance in Mallorca for Expats
Are you an expat living in Mallorca or planning your move? At C1 Broker, we understand how important it is to protect your new home abroad. That’s why we partner with top-rated insurance companies in Mallorca to offer you reliable home and contents insurance, fully adapted to your property type, lifestyle, and needs.
Whether you’re insuring your primary residence, a holiday home, or a rental property, we help you find the right level of cover, with comprehensive protection and professional, English-speaking support every step of the way.
With C1 Broker, comparing your options is easy. Get expert advice, explore different insurers, and choose the policy that gives you peace of mind in your new life in Palma de Mallorca.
We work with trusted insurers such as:
- Zurich
- Reale
- Liberty / Generali
- Allianz
- Axa
- Hiscox
- Mapfre
We have specially designed house policies for Expats in Mallorca
We offer flexible, modular house insurance solutions specifically designed for foreign residents and expatriates living in Mallorca. Our policies provide exceptional coverage at competitive prices, adapted to your individual lifestyle and property needs.
Our property owner’s liability and private liability coverage can be extended up to one million euros, giving you greater peace of mind in the event of accidents or claims.
Unlike many insurance providers, which require second homes to be insured under separate and often more restrictive policies, we take a different approach. These separate policies typically limit available services while increasing the overall cost.
At C1 Broker, as an independent insurance broker in Spain, we are not bound by such limitations. We offer the same comprehensive protection whether the property is a primary residence, second home, long-term rental, or tourist rental. In fact, tourist rental liability is automatically included in our policies — at no extra cost and with unbeatable value.
In addition, we can provide insurance for your contents, including artwork, collections, jewellery, and high-value personal items. We start where most insurers stop – offering coverage that extends well beyond standard policies, with bespoke protection for luxury assets.
C1 Broker Mallorca - Visit us in Llucmajor
Home Insurance: Which insurance benefits are offered?
• Specific cover for main residences, second homes, rented and properties rented out to tourists
• Property owner and private liability is included and can be increased up to 1 million euros if required.
• Property legal protection insurance and private legal protection insurance
• Fully comprehensive in the event of accident damage (household items)
• Flexible cover for outdoor areas: Damage to the garden including garden and terrace furniture.
• If you are already a C1 Broker customer, you will receive an additional discount on your premium. Discounts for customers with multiple products or policies.
• We’re here for you: Our helpline is available 24/7 in the event of an accident.
Other insurance benefits:
– Properties that are temporarily uninhabited
– Emergency locksmith service
– Water loss in the event of water damage
– Your possessions are also covered while traveling as part of the household contents insurance.
– Travel insurance: Finding and sending luggage
Did you know?
· In Spain, natural disaster cover is included in the policy
· In Spain, damage caused by earthquakes and volcanoes is covered in the policy (covered by the Reinsurance Spanish Consortium)
· In Spain, property legal protection insurance and private legal protection insurance are included in the policy.
House and Contents Insurance in Mallorca: Love your house? Insure it!
We can offer you complete and flexible solutions for your house and contents insurance in Mallorca, whether it is your primary, secondary or holiday home. Depending on whether you want a offer with basic guarantees or a multi-risk home insurance policy with comprehensive cover, C1 Broker has the right insurance for you. We offer competitive prices, dedicated service and the quality of the best Insurance Companies operating in Spain.
We compare, study and research for you. And help you out in case of a claim. You are in a win-win situation.
FAQ's about House in Mallorca: All you need to know
Frequently Asked Questions about House and Content Insurance in Mallorca
Yes. Standard insurance policies in Spain may not provide the flexibility or language support expats require. At C1 Broker, we offer house insurance specifically tailored to the needs of foreign residents, with multilingual support and flexible coverage options.
👉 Request your quote here or our team directly at mallorca@c1broker.es for personalised assistance.
Absolutely. We insure second homes, holiday properties, and even tourist rentals with the same level of protection as primary residences. We do not apply restrictive clauses for limited use or absences, and tourist rental liability is included at no extra cost.
👉 Click here for your customised quote or email mallorca@c1broker.es for expert advice.
Yes, our home insurance policies include both property owner’s liability and private liability, which can be extended up to one million euros, offering full protection against third-party claims.
👉 Request a quote now or reach out to mallorca@c1broker.es for more details.
Yes, we offer extended contents insurance for luxury and high-value items, including art, jewellery, wine collections, and designer furniture. Your policy is tailored based on the type and value of the belongings you wish to insure.
👉 Get your personalised quote or email mallorca@c1broker.es to speak directly with your local agent.
Your property remains fully protected. Unlike many insurers, we do not impose restrictions or penalties for properties that are occasionally occupied. Whether it’s a second home or used seasonally, you’ll receive full cover.
👉 Start your quote here or write to mallorca@c1broker.es for professional advice.
Not always. Depending on your insurer, we may be able to combine coverage for multiple properties under one policy, saving you time and offering better conditions.
👉 Discover your options here or contact mallorca@c1broker.es to receive tailored guidance.
House Insurance in Palma de Mallorca and throughout the Island
C1 Broker offers expert insurance solutions across the entire island of Mallorca, with a strong local presence in Palma de Mallorca. Whether you own a flat in the historic centre, a beachfront villa, or a rural holiday home in the Tramuntana mountains, we have the right insurance coverage for your property.
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