Everything You Need to Know About Driving in Spain as an Expat

C1 Broker, cheap car insurance, comprehensive car insurance, tips for drivers, ITV regulations, speed limits Spain

Everything You Need to Know About Driving in Spain as an Expat

Driving in Spain can be a wonderful experience, but it comes with a set of responsibilities and legal requirements. If you’re an expat living here, understanding these rules is essential to avoid fines and ensure your safety on the road. From technical inspections to mandatory car insurance and taxes, being informed will save you time, money, and unnecessary stress.

In this guide, we’ll explain everything in clear, simple terms, so you can hit the road with confidence. And when it comes to finding the right insurance, C1 Broker is here to provide expert guidance tailored to your needs. Let’s get started!

 


1. ITV (Vehicle Technical Inspection): Keeping Your Car Roadworthy

The ITV, or “Inspección Técnica de Vehículos,” is a mandatory inspection to ensure your vehicle is safe and meets environmental standards.

When do you need to pass the ITV?

  • New cars: The first inspection is required at 4 years old.
  • Between 4 and 10 years: Every 2 years.
  • Older than 10 years: Annually.

Example:
If you purchased your car in 2019, you’ll need to pass your first ITV in 2023. Schedule an appointment at an ITV station, bring your documents (ITV card and registration papers), and ensure your car is in good condition.

What happens if you don’t pass?

  • You can’t legally drive the car.
  • Fines of up to €200 may apply.
  • Your insurance may not cover you in case of an accident.

 


2. Mandatory Car Insurance: Don’t Drive Without It!

In Spain, having car insurance is not optional—it’s the law. Every vehicle must have at least third-party liability insurance to cover damages you may cause to others.

Insurance options:

  • Third-party liability: The minimum required by law.
  • Third-party extended: Includes extras like theft, fire, or glass coverage.
  • Comprehensive insurance: Covers your own vehicle as well, even if you’re at fault.

Example:
If you own a motorcycle or a family car, C1 Broker can help you find the

. We compare policies from top insurers to ensure you get the coverage you need at the best price.

What happens if you don’t have insurance?

  • Fines up to €3,000.
  • Your vehicle may be impounded.

 


3. Car-Related Taxes in Spain

Owning a vehicle in Spain means you’ll need to pay certain taxes:

Vehicle Circulation Tax (IVTM):

  • Paid annually to your local town hall.
  • The amount depends on the vehicle’s power and where it’s registered. For example, in larger cities like Madrid, this tax may range from €60 to €200 annually.

Registration Tax:

  • Paid once when you buy a new vehicle or import one from abroad.
  • Based on your vehicle’s CO₂ emissions. Electric vehicles are often exempt.

Example:
If you bring your car from another country, you’ll need to register it in Spain, pay the registration tax, and ensure it complies with EU regulations.

 


4. Documents You Must Always Carry

When driving in Spain, it’s essential to have the following documents with you:

  1. Driver’s license: Valid and appropriate for your vehicle type.
  2. Vehicle registration certificate (Permiso de circulación): Proves the car is authorized to be on the road.
  3. ITV card (ficha técnica): Shows your vehicle has passed inspection.
  4. Proof of insurance: While not mandatory to carry, it’s good to have a copy in case of a police check.

Example:
Keep these documents in your car’s glovebox, and consider having digital copies as backups on your phone. This ensures you’re prepared for any roadside checks.

 


5. Driving Rules and Regulations

Spain has strict traffic rules to ensure safety. Some key points:

  • Speed limits:
    • Highways: 120 km/h.
    • Secondary roads: 90 km/h.
    • Urban areas: 30-50 km/h.
  • Alcohol limits:
    • General drivers: 0.5 g/l in blood (0.25 mg/l in breath).
    • New or professional drivers: 0.3 g/l.
  • Seatbelts:
    • Mandatory for all passengers, front and back.

Example:
If you’re caught speeding or using your phone while driving, you could face fines starting from €200 and lose points on your license.

 


6. Fines and the Points System

Spain operates a points-based driving license. Most drivers start with 12 points (8 for new drivers). Serious violations can lead to fines and loss of points.

Example:
Using a mobile phone while driving results in a €200 fine and a 6-point deduction. If you lose all your points, your license will be revoked.

 


7. Additional Tips for Expat Drivers

  • Emergency Kit: Always carry a reflective vest and two warning triangles in your car.
  • Tolls: Some highways in Spain are toll roads. Keep cash, a card, or use an automatic toll device like VIA-T.
  • Parking: In cities, blue and green zones require payment at meters.

 


Conclusion

Driving in Spain can be an enjoyable experience if you understand and follow the rules. Keep your car in good condition, have the right insurance, and always carry the necessary documents to avoid any surprises.

At C1 Broker, we specialize in providing expats with tailored insurance solutions for cars and motorcycles. Whether you need basic third-party insurance or a comprehensive policy, we’ll help you find the best coverage at the most competitive price.

👉 Get in touch with us today and let us take care of your insurance needs, so you can drive with total peace of mind! 🚗✨

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