If you’re planning to drive across borders within Europe or beyond, you may have come across the term “Green Card,” officially known as the International Motor Insurance Certificate (IMIC). But what exactly is it, and why is it important for motorists traveling abroad?
At C1 Broker , we understand how crucial it is for expats and international drivers to have proper insurance coverage. In this article, we’ll explain the purpose of the Green Card, its benefits, and how it ensures legal and financial protection when driving in other countries.
1. What is the Green Card (Carta Verde)?
The Green Card is an internationally recognized insurance certificate that proves a vehicle is covered by third-party liability insurance when traveling outside its country of registration.
Established in 1949 by the United Nations Economic Commission for Europe (UNECE), the Green Card system ensures that vehicles crossing international borders meet the minimum compulsory insurance requirements of the destination country.
Although commonly referred to as the “Green Card,” since July 2020, the document can now be printed in black and white instead of the traditional green format.
2. How Does the Green Card Work?
The Green Card system is designed to:
✔ Facilitate international travel: It allows drivers to cross into another country without needing to purchase local insurance upon arrival.
✔ Ensure accident victims receive compensation: If an accident occurs, the Green Card guarantees that third-party damages are covered according to the laws of the country where the accident took place.
✔ Confirm valid insurance coverage: Authorities in a foreign country can request the Green Card as proof of valid motor insurance.
3. Which Countries Recognise the Green Card?
The Green Card system covers more than 50 countries across Europe, the Middle East, and North Africa, including:
- All European Union (EU) and European Economic Area (EEA) countries
- The United Kingdom (post-Brexit, no Green Card is required for UK-registered vehicles traveling in the EU)
- Switzerland, Serbia, Turkey, and other non-EU European nations
- Certain Middle Eastern and North African countries, such as Morocco and Tunisia
Always check the latest regulations before traveling, as rules may vary.
4. Recent Changes to the Green Card System
Over the years, the Green Card system has evolved to adapt to modern travel and digital requirements. Here are the key updates:
- Green Cards no longer need to be printed on green paper – since 1 July 2020, the document can be printed on white paper with black text.
- Electronic versions of the Green Card are now accepted in many countries, meaning you may not need a physical copy (though having a printed version is still advisable).
- Digitalisation and future developments – from January 2025, all member countries will officially accept Green Cards in PDF format.
5. Do You Need a Green Card to Drive in Spain?
If your vehicle is registered in Spain, you generally do not need a Green Card when driving within the European Union or other Green Card member states. Your Spanish insurance policy already includes third-party liability coverage for these regions.
However, you must carry a Green Card if:
- You drive outside the EU to a country that still requires a Green Card.
- You import a foreign-registered vehicle and need to prove insurance coverage.
- You rent a car in Spain and plan to drive across borders, depending on the rental company’s requirements.
6. How to Obtain a Green Card?
Getting a Green Card is simple, but you need to request it in advance from your insurance provider. Follow these steps:
1️⃣ Contact your insurer – Ask if your policy includes coverage in the countries you plan to visit.
2️⃣ Request the Green Card – Most insurers provide it free of charge, while some may charge a small administration fee.
3️⃣ Choose the format – Some insurers now provide digital PDFs, while others still issue paper versions.
4️⃣ Verify the validity – Check the expiry date and ensure it covers the duration of your trip.
At C1 Broker, we assist our clients in obtaining Green Cards hassle-free. Contact us, and we’ll take care of the details for you!
7. Important Tips for Travelling with a Green Card
Before setting off on your journey, keep these tips in mind:
✅ Always carry a printed or digital copy of your Green Card in case local authorities request it.
✅ Ensure that your insurance covers all the countries you plan to visit. Some destinations may require additional insurance.
✅ Be aware of local traffic laws – each country has its own rules, including mandatory items like reflective vests and warning triangles.
✅ If your Green Card is lost or stolen, contact your insurer immediately to get a replacement or a digital version.
The Green Card remains an essential document for international motorists, ensuring legal compliance and financial protection when driving abroad. Whether you’re an expat in Spain, planning a road trip across Europe, or moving to another country, having the right insurance coverage is crucial.
At C1 Broker Spain, we specialize in expat insurance solutions, offering tailored motor insurance policies to suit your needs. Need help with your Green Card or any other insurance requirement? Get in touch with our team today!
