What is building insurance?

Building insurance covers the main structure of the building, including foundations, walls, balconies, pillars, doors, windows, roofs, and facades. It also encompasses fixed and permanent installations such as water pipelines, gas pipes, electrical systems, and heating and cooling systems.

What is household (contents) insurance?

Household or contents insurance protects the valuable items inside your home, such as furniture, carpets, appliances, and personal belongings. Essentially, it covers everything that would fall to the floor if you turned the house upside down.

Why is it important to understand the difference between building and household insurance?

Understanding the difference ensures that you have comprehensive coverage for both the structure of your home and its contents. This knowledge helps in selecting the appropriate insurance policies to protect against unexpected events.

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Difference Between Building and Household in Home Insurance

Are you confused about the difference between building and household insurance when it comes to protecting your home? Don’t worry, the knowledgeable team at C1 Broker is here to help!

Our latest video breaks down the nuances between the two concepts, and explains what is included in each. We’ll take you through the ins and outs of building insurance, which covers the actual structure of your home, and household insurance, which protects the valuable contents inside.

It’s important to understand the difference so you can be fully covered in case of any unexpected events. So sit back, grab a cuppa, and let us guide you through the world of home insurance.

C1 Broker – Insurance Brokerage specialist in Expat Insurance in Portugal and Spain.