Qualitas Auto - car Insurance in MALLORCA

Yes. If you have selected the optional replacement vehicle cover, you will be entitled to a courtesy car in the event of a breakdown, accident, fire, theft or attempted theft of the insured vehicle – provided the incident occurred within Spanish territory and is covered under your policy.

This service can either be arranged directly with the insurer or, if you choose an alternative form of transport (such as a taxi, carsharing or VTC), reimbursement may be available.

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To request your replacement vehicle, you must call 934 85 74 41 (available Monday to Friday, from 8:00 to 19:00).
If the service is managed directly by Qualitas Auto, a Category C vehicle will be assigned to you, subject to availability.

Alternatively, if you prefer to arrange your own transport – such as a taxi, ride-share, or rental – you may request reimbursement by submitting the invoices and proof of payment, along with the claim documentation.

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The maximum duration of the replacement vehicle benefit is 35 days per claim, with a financial limit of €2,000 per policy year.

In the event of a total loss, this cover remains active from the official declaration of the loss until the insured decides to repair the vehicle or deregister it.

The service is limited to two claims per year, and it covers both the provision of a courtesy vehicle and reimbursement for alternative transport.

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Qualitas Auto is the commercial brand of the British Admiral Group Plc, one of the leading insurance providers in the UK. The group is listed on the London Stock Exchange and is part of the prestigious FTSE 100 index, reflecting its financial strength and international reputation. With over 20 years of experience and a presence in Spain, France, Italy, the USA and the UK, Admiral Group insures more than 3.5 million customers worldwide.

In Spain, Qualitas Auto offers a wide range of car insurance options tailored to the needs of residents and expats, from basic third-party liability to fully comprehensive policies, with or without excess. Their offer stands out for its competitive pricing, flexible cover options, and a fully digital approach, allowing customers to manage their policy conveniently and efficiently.

At C1 Broker, we recommend Qualitas Auto because it combines the reliability of a major international insurance group with practical, smart solutions for those seeking protection, great value, and fast claims handling when insuring their car in Spain.

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Yes! Qualitas Auto insurance services are now available in Spain through C1 Broker, offering comprehensive coverage for cars, vans, and motorcycles.

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Yes, you can take your vehicle to the repair shop of your choice. However, by using Qualitas Auto’s network of approved garages, you’ll benefit from additional advantages such as free inspections, car cleaning, and faster repair times.

Let our experts guide you.
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The policy includes roadside assistance from kilometre 0, vehicle recovery, towing, delivery of spare parts, and even a professional driver, if necessary. This cover applies both in Spain and abroad (in authorised countries).

Do you travel often? Make sure you’re fully covered.
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No. The insurance does not cover personal belongings stolen from inside the vehicle. The theft cover applies only to damage or loss involving the insured car itself.

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Yes. Your insurance remains valid throughout the European Union and in Green Card countries, although some benefits may vary depending on the country you’re in.

If you’re an expat or travel frequently, our advisors will prepare the best tailored quote for your needs.

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Yes. Qualitas Auto accepts foreign driving licences that are valid in Spain, making it an ideal option for international residents.

Are you a foreigner living in Spain? Let us help you find the right cover.
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Third Party, Fire & Theft insurance covers glass (windscreen), theft, and fire, while Fully Comprehensive insurance also includes damage to your own vehicle, with or without an excess (deductible).

Not sure which option is right for you?
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The Qualitas Auto Classic product is available in two main cover options:

1. Third Party, Fire & Theft (Extended Third Party)

This option includes:

• Compulsory and Voluntary Third-Party Liability

• Legal defence and claims management

• Driver protection (death, permanent disability, medical assistance)

• Roadside assistance from kilometre 0

• Glass breakage

• Theft

• Fire

• Collision with wild animals

• Weather-related damage (hail, storm damage)

• Replacement vehicle (if included in your policy)

2. Fully Comprehensive with Excess

Includes all the cover listed in the Third Party, Fire & Theft option, plus:

• Own vehicle damage, even if the driver is at fault

The excess (deductible) can be selected when taking out the policy, and may be:

• €290

• €390

• €600

Both options can be enhanced with optional covers, such as:

• Traffic fine management

• Driving licence protection

• Extended driver protection

Need help choosing the right level of cover for your needs?
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The Qualitas Auto Classic policy includes specific coverage for the driver in the event of a traffic accident. In the case of death, the designated beneficiary will receive a compensation payment of €50,000.

This cover also includes:

• An immediate advance of €5,000 to cover urgent expenses following the accident

• Double the compensation in the event of the simultaneous death of the spouse

This is part of the standard benefits package and does not require separate activation.

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