
Your local contact in Mallorca
Vanessa Hofrichter
Insurance adviser in Mallorca, C1 Broker
Insurance broker with an international focus and experience in claims management. I support international residents in Mallorca with policies, administrative matters and claims, explaining each step clearly in English.
English
German
Spanish
Portuguese
Contact Vanessa directly
- Telephone: +34 871 221 049
- Mobile: +34 639 936 074
- Email: [email protected]
- Office: Ronda de Migjorn 2, 07620 Llucmajor, Mallorca, Illes Balears
- Languages: English, German, Spanish and Portuguese
Appointments are available at our Llucmajor office, at your location in Mallorca, or by telephone and video call.

Enquiry for Vanessa Hofrichter
Takes around two minutes to complete. We usually respond on the next working day.
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How I can help
One contact for all your insurance needs
About Vanessa
Why choose Vanessa Hofrichter as your insurance adviser in Mallorca?
Vanessa Hofrichter is an insurance broker with an international focus who supports clients in Mallorca with solutions tailored to their needs. Her experience in claims management gives her a practical understanding of the part of insurance that clients often find most difficult, and of what is needed to move a claim forward efficiently.
During and after her studies at the University of Cologne, she worked in advice, administration and customer service. Her international experience, particularly in Brazil and Spain, continues to shape her approach: ask the right questions, understand the full situation and only then make a recommendation.
Vanessa supports international clients and people living abroad across the Balearic Islands. She specialises in personal and asset related insurance, together with the practical insurance questions that arise when living in another country. Advice is available in English, German, Spanish and Portuguese.
Role
Insurance broker specialising in international clients and people living abroad
Education
Studies at the University of Cologne, together with practical experience in advice, administration and customer service
Experience
Claims management and international experience in Brazil and Spain
Specialist areas
Personal and asset related insurance, questions about living abroad and support throughout a claim
Working style
Structured and transparent, with a clear focus on ensuring you understand what you are signing
Languages
English, German, Spanish and Portuguese
“Most questions arise after something has happened, not when a policy is first arranged. That is when I stay closely involved. I understand the processes used by Spanish insurers and explain every step clearly until the case is resolved.”
Vanessa Hofrichter
Insurance adviser in Mallorca, C1 Broker
How Vanessa can support you
- You are new to Mallorca and want your health, home and car insurance arranged correctly.
- You have experienced a loss and need help progressing the claim with a Spanish insurer.
- You want to protect your family and understand how life insurance works in Spain.
- You own property on the island and are unsure whether the buildings and contents have been valued correctly.
Suitable cover in three simple steps
Send your enquiry
Tell us briefly about your circumstances in English. The more specific the information, the more accurately we can prepare your options.
A personal conversation
Vanessa usually contacts you within one working day, clarifies any open points and reviews the cover you already have.
A personalised comparison
You receive a clear, no obligation comparison of suitable policies from several insurers, explained in English.
Where Vanessa can meet you
Palma and the surrounding area
Palma, Portixol, Génova, Establiments and Marratxí. People moving to Mallorca usually need to organise their residence and vehicle arrangements, which often raises early questions about health and car insurance under Spanish law.
Southwest
Calvià, Santa Ponsa, Portals Nous, Puerto Portals, Bendinat, Andratx and Puerto de Andratx. High value properties and marina berths are common in this area, so policy limits for buildings, contents and boats need careful assessment.
Serra de Tramuntana
Valldemossa, Deià, Banyalbufar, Sóller and Puerto de Sóller. Older stone houses, remote locations and outbuildings require careful assessment when arranging buildings insurance.
North
Pollença, Puerto Pollença, Alcúdia, Can Picafort and Muro. Holiday letting is common in this area and brings specific liability and property protection requirements.
East and Llevant
Manacor, Porto Cristo, Cala d’Or, Santanyí and Cala Figuera. Second homes left unoccupied for part of the year need policy terms that specifically allow for this use.
South and Migjorn
Llucmajor, Campos, Ses Salines and Colònia de Sant Jordi. Our office is in Llucmajor, on Ronda de Migjorn.
What clients in Mallorca say
“Vanessa advised us as a couple and explained all the Spanish policy terms clearly in English. We now know that our children are properly protected.”
Sabine M.
Alcúdia · Client since 2024
“Excellent advice without any pressure. Everything was explained clearly, including the level of cover suitable for our family and the documents we needed.”
Michael H.
Palma · Client since 2025
Working together for you

Maximilian Binder
Insurance adviser in Mallorca, C1 Broker
More than ten years of experience in the German and Spanish insurance markets.
Frequently asked questions for Vanessa Hofrichter
Which languages does Vanessa Hofrichter speak?
Advice is available in English, German, Spanish and Portuguese. Choose the language in which you feel most comfortable discussing insurance. Vanessa handles communication with Spanish insurers on your behalf.
How much does the consultation cost?
There is no separate charge for the consultation. The broker’s remuneration is included in the premium and paid by the insurer. You will see the full policy cost clearly before taking out cover.
Can Vanessa review my existing Spanish policies?
Yes. Send us the policies you already have. Vanessa will explain in English what is covered, identify possible gaps or duplicated cover, and check whether comparable protection is available on more suitable terms. Any decision to change remains entirely yours.
What happens if I need to make a claim?
You can report the claim directly to us instead of dealing with the insurer’s general helpline. Vanessa Hofrichter handles the notification and correspondence with claims teams and assessors in Spanish, while keeping you informed in English until the case is concluded.
Does Vanessa offer advice outside Llucmajor?
Yes, across Mallorca. The office is in Llucmajor, and appointments are available there, at your location, or by telephone and video call.
Can I arrange a consultation before moving to Mallorca?
Yes. This is often the best way to prepare. Health and car insurance may need to be in place from the date you move, so beginning the process a few weeks in advance is sensible.
Speak with Vanessa Hofrichter directly
Free consultation in English · We usually respond on the next working day